Tokens

Unity Tokens

Two tokens power the Unity Cash ecosystem. UNY is the native governance and utility token. USDu is the yield-bearing stablecoin you spend.

UNY — The Unity Token

UNY is the native token of the Unity ecosystem. Lock UNY to unlock higher yields, higher card tiers, and governance voting rights. UNY also serves as the backstop reserve — the protocol draws from UNY reserves before any user balance is affected in a market stress event.

UNY is designed to capture the growth of the Unity ecosystem. As more users deposit, more cards are issued, and more volume flows through Unity Eco, demand for UNY grows. The backstop mechanism creates a direct link between protocol health and token value.

USDu — The Unity Stablecoin

USDu is pegged 1:1 to USDC and fully backed at all times. What makes it different from USDC: it earns. Every USDu in your wallet accumulates yield from the Unity Eco protocol in real time. Your balance grows without you doing anything.

USDu is redeemable for USDC 1:1 at any time. There is no lock-up, no penalty, and no slippage. Spend it with your Unity Card, send it to friends, or redeem it for dollars.

Other Supported Tokens

Unity Cash holds USDC, ETH, WBTC, and major ERC-20 tokens. These do not earn yield natively — to earn, swap or convert them to USDu. More tokens will be added as the ecosystem grows.